PHILIPPINES REQUIREMENT TO PURCHASE ANY REAL ESTATE PROPERTIES:

Required Documents for Spot Cash
*Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
Required Documents for Deferred Cash (2 years to pay)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks

Required Documents for BANK Financing ( Be sure that you have no default credit cards/Stafa pending case )
Overseas Contract Workers (OFWs)
* Original Certificate of Employment and Compensation w/ Consular Seal
* Photocopy of Contract of Employment
* Photocopy of Passport (all pages with entries)
* Proof of Remittances (latest 6 months)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
Locally Employed
* Photocopy of Income Tax Return (ITR)
* Original and Notarized Certificate of Employment and Compensation (COEC)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
Self-Employed (Business)
* Photocopy of Business Registration (DTI/SEC)
* Mayor’s Permit
* ITR for the last 2 years
* Original Audited Financial Statements for the last 2 years
* Franchise/OR/CR (for taxi, jeepney, bus operators)
* PTR (For practicing professionals)
* Company Profile (if applicable)
* Picture of Business Establishment
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
For PAG-IBIG Financing: plus 2 years membership or One time lump sum payment to avail
financing loan but without having default Pag-big loan or became a loan guarantor/co-maker.


How to qualify yourself if realy qualified to avail a mortgage / financing loan to determine your financial capacity to pay.
   * Your monthly ammortization will be multiplied by 3 in order to get the Bank/Pag-ibig required family
      monthly income.
   * If in some cases that you can not met the income requirements with your payslip alone. You can use your
      some incomes with bank estatement as supporting document for loan approval too.

Important Reminders:
If you are separated be sure to produce the spouse waiver of rights, otherwise you will be disapproved.
However if you can't produce the waiver from your spouse simply call me, maybe I can help you!

During RESERVATION PAYMENT simply bring the initial requirements as follow below:
   * Reservation Fee
   * 2 pcs. 1x1 Colored ID picture
   * Company ID / Government ID / Passport

GUIDE FOR FILIPNO BUYER'S WHO ARE PRESENTLY LEAVING IN ABROAD!
* Select a property that you really like to buy. Get the name of the project, house model, phase number, block number & lot number for
    house and lot subdivison. For condominium simply get the unit number, floor number and unit type.
* Authorize a person here in Cebu, Philippines whom you trusted most like your relatives & friends as to be your
   lawfull attorney in-fact ( SPA/Special Power of Attorney ).
   In some cases that you don't have one, I can volunter myself to be your lawfull attorney in-fact ( SPA/Special Power of Attorney )
* Regarding your reservation payment, it can be sent thru Western Union or thru Bank. Reservation must be paid in person and cash
   to the developer/owner of the project by your "authorized person". For your equity payment it can be made thru bank to bank 
   transfer of account.
* All your documents can be sent to my email except Special Power of Attorney which should be Consolarized and send it via mail
  package delivery. However if you think to come back to the Philippines within the calendar year, the consolarization of Special
  Power of Attorney is not needed anymore.
* Lastly, you should have to call me in person for a formal transaction and confirmation of your plans.
  MR. EDDIE LABISTE / 09072909834
IMPORTANT REMINDERS: WE DON'T HAVE RENT TO OWN FOR HOUSE AND LOT IN CEBU ANYMORE. FOR THE CHEAPEST CEBU READY FOR OCCUPANCY HOUSING, YOU NEED TO SECURE AT LEAST PHP 100,000.00 CASH ON HAND TOGETHER WITH LOAN GUARANTEE COMING FROM BANK/PAG-IBIG IF YOU LIKE TO MOVE IN THE UNIT RIGHT AWAY.
FOR BUYER'S WHO CAN'T AFFORD YET TO BUY THE
RFO UNIT I SUGGEST TO PREFER GET THE CEBU PRE-SELLING SUBDIVISION. IT'S BECAUSE OF THE LONG TERM EQUITY/DOWNPAYMENT THAT SURELY YOU CAN AFFORD IT. ONCE THE SM SEASIDE MALL WILL OPEN BY THIS YEAR OF  2015 ALL PROPERTIES IN CEBU BECOME VERY EXPENSIVE AND PROBABLY YOU WILL BE RENTING FOREVER.
Authorizing to Sell Certificate of Registration: HLURB-CVRFO-A-12/17-0198 LUZDIMINDA C. LABISTE
17 YEARS SOLID SELLING EXPERIENCED WITH GOOD TRACK RECORD AND ONE OF THE TOP SELLER IN CEBU!

“FOR FREE COMMON SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD ( If the developer has a service vehicle). IF THE BUYER LIKE A PERSONAL TRIPPING BUT DON'T HAVE CAR, HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES ( to be refunded once will reserve a unit ) FOR THE PRIVATE AND EXCLUSIVE SITE VIEWING.”
BE AWARED OF THE PRICE HIKE IF YOU CAN'T RESERVE EARLIER. BET THE PRICE INCREASE NOW!
I CAN GUARANTEE THAT
I DON'T OVERPRICE  AND YOU MAY GET THE BEST PROPERTY.
FOR BEST CEBU CITY HOUSING SUBDIVISION ...KINDLY CLICK HERE
Provider For All Types Of Affordable Cebu Real Estate Properties, House and Subdivisions, Lowcost Housing and Condominiums For Sale!
TO GOD BE THE GLORY!
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Just enjoy your search here and hopefully found the right properties for housing, condominium, beautiful & elegant  homes in Cebu, Philippines!
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BUSINESS DAYS: Monday to Sunday
                   BUSINESS TIME:
8am to 5pm

For a site tripping book one day ahead!

For unit reservation payment at any time during office hour.

FOR BUYER'S WHO WERE ABLE TO GET ANY REAL ESTATE UNITS FROM ME...I MAY GIVE YOU THE LIFE TIME SERVICE WARRANTY.
(exept monetary matters, because we are not allowed.)
 
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