Divine Homes Lahug Cebu City, Philippines -  The affordable House and lot soon to rise a. All units are Townhouses with balcony, 4 bedrooms and 3 toilet & bath.
4 Bedrooms
3 Toilet and Bath
2 Car Garage
P 3,190,000
PAG-IBIG FINANCING SAMPLE COMPUTATION
DP% 30/70
Selling Price                     P 3,190,000.00
Estimated Equity @ 70%      2,233,000.00
Estimated Equity @ 30%         957,000.00
Less: Reservation Fee               20,000.00
Net Equity                             937,000.00
Add: Miscellaneous Fee           271,150.00
Total Cash Required             1,208,150.00

MONTHLY AMORTIZATION        106,679.17
(12) Months to PAY - 0% INTEREST
Estimated Monthly Amortization For:
     5   yrs. P 49,109.50
     10 yrs.    31,394.95
     15 yrs.    26,085.68
     20 yrs.    23,813.38
     25 yrs.    22,697.75
     30 yrs.    22,113.20
BANK FINANCING SAMPLE COMPUTATION
DP% 20/80
Selling Price                           P 3,190,000.00
Estimated Equity @ 80%            2,552,000.00
Estimates Equity @ 20%               638,000.00
Less: Reservation Fee                     20,000.00
Net Equity                                   618,000.00
Add: Miscellaneous Fee                 271,150.00
Total Cash Required                      889,150.00

Monthly Amortization
(12) Months to Pay - 0% Interest P 74,096.00

Estimated Monthly Amortization
Factor rates:
              0.020516531      5yrs    52,358.19
                 0.012398568  10 yrs    31,641.14
                 0.009847395  15 yrs    25,130.55
                 0.00867823    20 yrs    22,146.84
PAYMENT TERMS:
PAG-IBIG FINANCING
30% of EQUITTY divided 12 months
70% Balance thru Pag-ibig Financing
BANK FINANCING
20% Equity divided 12 months
80% Bank Balance thru Bank Financing
SPOT CASH
10% DISCOUNT from the Selling Price
SPOT DOWNPAYMENT
5% DISCOUNT from the Down Payment

RESERATION FEE
P 20,000.00


Devine Homes Subdivision is a house and lot package. It's a practical project for middle income familly that realy suit your needs where you live in the center of Cebu City, Philippines. This kind of Cebu Real Estate development is loanable to Bank or Pag-ibig mortgage and enjoy the lowest interest rate.

DEVINE HOMES SUBDIVISION CEBU CITY


Lahug, Cebu City
IMPORTANT REMINDERS: WE DON'T HAVE RENT TO OWN FOR HOUSE AND LOT IN CEBU ANYMORE. FOR THE CHEAPEST CEBU READY FOR OCCUPANCY HOUSING, YOU NEED TO SECURE AT LEAST PHP 100,000.00 CASH ON HAND TOGETHER WITH LOAN GUARANTEE COMING FROM BANK/PAG-IBIG IF YOU LIKE TO MOVE IN THE UNIT RIGHT AWAY.
FOR BUYER'S WHO CAN'T AFFORD YET TO BUY THE
RFO UNIT I SUGGEST TO PREFER GET THE CEBU PRE-SELLING SUBDIVISION. IT'S BECAUSE OF THE LONG TERM EQUITY/DOWNPAYMENT THAT SURELY YOU CAN AFFORD IT. ONCE THE SM SEASIDE MALL WILL OPEN BY THIS YEAR OF  2015 ALL PROPERTIES IN CEBU BECOME VERY EXPENSIVE AND PROBABLY YOU WILL BE RENTING FOREVER.
Authorizing to Sell Certificate of Registration: HLURB-CVRFO-A-12/17-0198 LUZDIMINDA C. LABISTE
17 YEARS SOLID SELLING EXPERIENCED WITH GOOD TRACK RECORD AND ONE OF THE TOP SELLER IN CEBU!

“FOR FREE COMMON SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD ( If the developer has a service vehicle). IF THE BUYER LIKE A PERSONAL TRIPPING BUT DON'T HAVE CAR, HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES ( to be refunded once will reserve a unit ) FOR THE PRIVATE AND EXCLUSIVE SITE VIEWING.”
BE AWARED OF THE PRICE HIKE IF YOU CAN'T RESERVE EARLIER. BET THE PRICE INCREASE NOW!
I CAN GUARANTEE THAT
I DON'T OVERPRICE  AND YOU MAY GET THE BEST PROPERTY.
FOR BEST CEBU CITY HOUSING SUBDIVISION ...KINDLY CLICK HERE
Provider For All Types Of Affordable Cebu Real Estate Properties, House and Subdivisions, Lowcost Housing and Condominiums For Sale!
TO GOD BE THE GLORY!
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