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VILLA LARA LILOAN LOWCOST HOUSE AND LOT SUBDIVISION
Jubay, Lilo-an, Cebu
VILLA LARA SUBDIVISION specially designed for socialized housing project, to address the urgent needs of Cebuano people to have own their own decent lowcost house and lot in cebu. It is located in Sitio Tuburan, San Roque, Jubay, Liloan, Cebu.

Presently consider as the most affordable house and lot of entire province of Cebu, which is no doubt that everybody who are working in a company or with business can avail this through Pag-ibig Loan or thru In-House financing. Why endure renting while you can own a decent home in installment basis?
ABOUT THE SUBDIVISION:
        * 8-meter wide Subdivision roads
        * underground drainage system
        * no Guardhouse
        * no Perimeter Fence
Major road entrance: Concreted
Wider Subdivision roads
Underground drainage System
Individual Septic Tank
Ready Power supply
Ready Water Supply Connection
BUILDING SPECIFICATIONS:
BARE UNIT DELIVERY
Floor Plan
Architectural
3 units flush doors with door jambs
5 panels 12-blade jalousie windows with jambs
7 panels 8-blade jalousie window with jambs
1 panel 5-blade jalousie window with jambs+
Interior floor and wall - plaster finish
Exterior walls - plaster finish
Roofing - Pre-painted long span sheets
Roof framing - C-purlins with Red Lead Primer
No ceiling / no wall partition
2 additional reinforced concrete columns at center of firewall
With kitchen sink and faucet

Electrical
8 light bulbs at 18 watts (Energy Saver)
5 light switches (2 single gang / 3 double gang)
6 units duplex convenience outlets at 200 watts
Electrical supply provision

Plumbing
Toilet bowl without water tank
No tiles on toilet floor and walls
4" x 4" plastic floor drain
Individual septic tank
Water supply provision
BARE TYPE HOUSE DELIVERY
HOUSE DETAILS:
1 Storey Rowhouse - height ready for 2nd floor
Bare Unit (no wall partition, no ceiling)
Living, Dining, Kitchen
1 Toilet and bath
With Kitchen sink and faucet
Toilet Bowl w/o Water Tank
Floor  Area:  22.50 sq. m
Lot Area    :  48 sq. m
Total Package Price:  P 510,000.00
Reservation Fee:  P 5,000.00

SAMPLE COMPUTATION: PAG-IBIG FINANCING
Total Package Price (House and Lot)  P 500,000.00
Plus:  Reservation Fee                            5,000.00
          Processing Fee                             5,000.00
                                                      P 510,000.00 ( Including Misc. Fee )

Equity Payment Terms:                                   
1st month to 4th month payment = 6,000.00 per month
5th month to 18th month payment = 5,428.57

Balance: P 400,000.00 ( Loanable to Pag-ibig )
Monthly Amortization Excluding Insurances
        20 years to pay -  P 3,342.03/mo.
        25 years to pay -  P 3,083.29/mo.
        30 years to pay -  P 2,930.88/mo.
    
SAMPLE COMPUTATION: IN-HOUSE FINANCING
Total Package Price  P 500,000.00

Downpayment            100,000.00
Plus: Reservation Fee     5,000.00
        Processing Fee      5,000.00

Downpayment            100,000.00 is 3 months to pay at P 33,333.33/month

Balance - P 400,000.00 - 5 years to pay at 12% Interest per Annum
             5 years to pay - P 10,667.00/month

MOVE IN REQUIREMENTS:
Water Connection = 6,500.00 / Realty Tax = 4,000.00 / VECO = 1,000,000.00 & 24 MONTHS POSTDATED CHECKS FOR PAG-IBIG AMMORTIZATION

Requirements for In-House Financing:
           PDC, Proof of Billing, SSS ID, TIN. Birth Certificate/Marriage Contract.
           SPA with passport ID
PHASE 1-A
PHASE 1-B
PHASE 1-C
SITE TRIPPING REQUIREMENTS:
If ever you are interested and would like to request for a site tripping, I would suggest to bring with you the Php 5,000.00 reservation fee, as a sign of desire to buy property. After visited the place you must reserve for the unit that you realy  have  chosen or else  it will be sold to other buyer by the next day. In some cases that you don't like the project, just bring back home your money.
PHASE 1-C
PHASE 1-A
PHASE 1-B
An earlier decision might bring you to the goodness of your plans...usually cebu real estate property now is appreciating by 20% to 30% annually. However if you're hesitant to decide in this time probably you might not get anymore the property you have really chosen with the same price later.
ONLY INSIDE OF THIS PORTIONS ARE FOR SALE
- SOLD OUT UNIT AS OF 6-25-12
ONLY INSIDE OF THIS PORTIONS
ARE FOR SALE
ONLY INSIDE OF THIS PORTIONS
ARE FOR SALE
PRICE UPDATED AS OF
APRIL 02, 2013
SOLD OUT ALREADY!
SOLD OUT ALREADY!
Contact Cebu City Talamban Mandaue Consolacion Liloan/North Talisay Minglanilla/South Mactan Condominium Lot Only Others
Contact Cebu City Talamban Mandaue Consolacion Liloan/North Talisay Minglanilla/South Mactan Condominium Lot Only Others
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CONSOLACION
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Grand Terrace
Sunste

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San Jose Ma.Vill.
Corona del Mar
Alberlyn's
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Baywalk 2 Deca
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88 Brookside
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MINGLANILLA
Fonte de Versaille
H. San Augustine
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Villa Purita
Midori Plains
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Monte Carlo
Kam.Teraces
Modena South
Cityhomes South
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Velmiro Heights
Lucena Homes
SAN FERNANDO
Villagio
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CARCAR
Dancing Sun
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Lumina Homes
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Argao Royal
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San Jose Ma. Ville
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Eastgate Res.
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CONDOMINIUMS:
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1016 Residences
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Avalone
Woodcrest
CittadiMare Amalfi
The Persimmon
Lot 8
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One Oasis
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City Loft
Sedona Park
Avida Tower
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QueenslandManor
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City Soho
148 Residences
Avida Riala
Eagle's Nest
Marcopolo Park
The Courtyards
Grandland Res.
Tribeca Tower
Sundance
Corinthians
Royal Garden
Park Centrale
Mandaue City
Midori Residences
Eagles Nest
Bamboo Bay
Urban Homes
Midpoint
Mactan Area
Amisa
Tambuli
Azon Residences
The Reef
LOT ONLY
Josepha Subd.
Monterazas
Metropolis
Vista grande
Guadalupe Lot
Cebu City Proper
READY FOR OCCUPANCY UNIT
IT'S HAVING SHORTER PERIOD OF TIME TO PAY THE EQUITY/DOWNPAYMENT & USUAL TERM IS 3 TO 6 MONTHS. DIFFINITELY THE BUYER MUST HAVE READY BUDGET AND ENOUGH MONEY TO PAY ALL NECESSARY EXPENSES NEEDED FOR MOVING IN THE UNIT. IF THE PAYMENT TERM THRU BANK OR PAG-IBIG FINANCING THE BUYER SHALL USUALY WAIT FOR 1 TO 2 MONTHS LOAN GUARANTEE APPROVAL AS MOVE IN REQUIREMENT.
ON GOING CONSTRUCTION UNIT
USUALY THE EQUITY/DOWNPAYMENT TERMS DEPENDS ON THE COMPLETION OF THE HOUSE CONSTRUCTION, MOSTLY IT TAKES 6 MONTH TO ONE YEAR.
THE  PAYMENT SCHEME STANDARD WHICH IS BEING PRACTICED BY MOST DEVELOPER IN CEBU, THAT THE BUYER SHALL PAY OFF FIRST THE WHOLE AMOUNT OF EQUITY/DOWNPAYMENT WITH FINANCING LOAN GUARANTEE APPROVAL PRIOR DELIVERING OF UNIT TO THE BUYER.
PRE-SELLING UNIT
THE TERMS OF PAYMENT MOSTLY UP TO 36 MONTHS TO PAY WITHOUT INTEREST. THE BUYER SHALL EXPECT TO OCCUPY THE UNIT FROM 2 TO 3 YEARS FROM RESERVATION DATE. MOST PAYMENT SCHEME STANDARD THAT BEING PRACTICED BY MOST DEVELOPER IN CEBU, THE BUYER SHALL PAY OFF FIRST THE WHOLE AMOUNT OF EQUITY/DOWNPAYMENT . WITH  FINANCING LOAN GUARANTEE APPROVAL PRIOR DELIVERING OF UNIT TO THE BUYER
BE AWARED OF THE PRICE HIKE IF YOU CAN'T RESERVE EARLIER TO BEAT THE INCREASE!
14 YEARS SOLID SELLING EXPERIENCED WITH GOOD TRACK RECORD AND ONE OF THE TO SELLER IN CEBU!
“FOR FREE SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD, NO SUNDAY AND HOLIDAY. IF BUYER INSIST AND DON’T HAVE CAR HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES FOR THE PRIVATE AND EXCLUSIVE SITE VIEWING.”
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