FLORENCE RESIDENCES BY ALDEA PREMIER | 77 LIVING SPACE SUBDIVISION

Cubacub, Mandaue City, Cebu UPDATED AS OF JANUARY 13, 2016
The newest Cebu housing property development closer to the City with cheaper house and lot package at Florence Residences by Aldea Premier of 77 Living Space Subdivision. Best residential zone area for lower middle class family that comprise of a SINGLE ATTACHED and  DUPLEX house and lot package. This kind of real estate project comes with amenities and facilities  such swimming pool, nice entrance gate, fully fenced and 24 hours security.
THE ALL TIMES CHEAPEST BUT NICE SUBDIVISION WITH LOWEST EQUITY WITHIN THE CITY ITSELF.

FLORENCE by Aldea Premier means the first housing subdivision project venture of 77 Living Space development. It is located right in Cubacub-Canduman area in Mandaue City, Cebu and just a few minutes away rom the market and main road of Canduman main road. Closed and near Sacred Heart School or Ateneo Cebu, Tintay-Talamban terminal going to Country mall, Ayala, & IT Park in Cebu City. Savemore Canduman, Highway, Pacific mall and other major commercal & financial establishments in Mandaue. Fooda, City Mall and SM in Consolacion.

Total Number of Units: 241
Duplex: 222
Single Attached: 19
Road Network: 8.5-meters(green), 6.5-meters(yellow)
Amenities: Clubhouse with Pool
TWO STOREY DUPLEX UNIT
3-bedroom, 2 toilet and bath w/Veranda, Parking(2 slots)
Lot area: 83 sq.m.
Floor area: 64 sq.m.

Payment Scheme: Pag ibig Financing
Total Selling Price: Php 2,965,000.00
Reservation fee: Php 70,000.00

NO EQUITY/DOWNPAYMENT

Pag-ibig Loanable Amount : Php 2,886,00.00
30 years to pay = 18,241.48 per month (Family gross income requirements = 60,804.00/mo., ages less than 40 years old)
20 years to pay = 21,517.24  per month (Family gross income requirements = 71,724.14/mo., ages less than 50 years old)

REQUIREMENTS MUST BE COMPLETED UPON RESERVATION:

For Local Employee:
1.) 4 pcs.1x1 ID picture White Back ground
2.) 2 valid Id's (photocopy with 3 specimen signature)
3.) Birth Certificate NSO (Principal Borrower)
4.) Marriage Contract NSO (if married)
5.) 1 Month Latest Payslip ( 3 months if Call Center agents)
6.) 2 valid Id's of spouse(if married,with 3 specimen signature)
7.) Certificate of Employment (original Copy with Notarized salary indicated)
8.) Post Dated Checks for Monthly amortization(18 pcs)
6 pcs for Reservation,12 pcs for Pagibig amortization
9.) Proof of Billing
10.) SSS and TIN no. Photocopy

For OFW:
1.) 4 pcs.1x1 ID picture White Back ground
2.) 2 valid Id's (photocopy with 3 specimen signature)
3.) Birth Certificate NSO (Principal Borrower)
4.) Marriage Contract NSO (if married)
5.) 2 valid Id's of spouse(if married,with 3 specimen signature)
6.) Special Power of atty.
7.) 2 valid ID's of SPA (Photocopy with 2 specimen signature)
8.) Job Contract ( should be Acknowledge to the nearest Pagibig Branch)
9.) Post Dated Checks for Monthly amortization(18 pcs)
6 pcs for Reservation,12 pcs for Pagibig amortization
10.) Proof of Billing
11.) SSS and TIN no. Photocopy

For Self Employeed:
1.) 4 pcs.1x1 ID picture White Back ground
2.) 2 valid Id's (photocopy with 3 specimen signature)
3.) Birth Certificate NSO (Principal Borrower)
4.) Marriage Contract NSO (if married)
5.) DTI
6.) ITR 2014
7.) 2 valid Id's of spouse(if married,with 3 specimen signature)
8.) Business Permit 2015
9.) Audited Financial Statement 2014
10.) Post Dated Checks for Monthly amortization(18 pcs)
6 pcs for Reservation,12 pcs for Pagibig amortization
11.) Proof of Billing
12.) SSS and TIN no. Photocopy
ALWAYS REFFER 2017 UPDATED PRICELIST BELOW FOR OFFICIAL PRICING!
TWO STOREY SINGLE ATTACHED UNIT
3-bedroom, 2 toilet and bath, Veranda and Parking (2 cars)
Lot area: 107 sq.m.
Floor area: 64 sq.m.

Payment Scheme: Pag ibig Financing
Total Selling  Price: Php  3,298,100.00
Reservation fee: Php 10,000.00

EQUITY/DOWNPAYMENT: 188,000.00 six months to pay at 31,333.33 per month

Pag-ibig Loanable Amount : Php 3,100,000.00
30 years to pay = 19,594.11  per month (Family gross income requirements = 65,313.70 /mo., ages less than 40 years old)
20 years to pay = 23,112.77  per month (Family gross income requirements = 77,042.56/mo., ages less than 50 years old)

Requirements must be completed upon Reservation:

For Local Employee:
1.) 4 pcs.1x1 ID picture White Back ground
2.) 2 valid Id's (photocopy with 3 specimen signature)
3.) Birth Certificate NSO (Principal Borrower)
4.) Marriage Contract NSO (if married)
5.) 1 Month Latest Payslip ( 3 months if Call Center agents)
6.) 2 valid Id's of spouse(if married,with 3 specimen signature)
7.) Certificate of Employment (original Copy with Notarized salary indicated)
8.) Post Dated Checks for Monthly amortization(18 pcs)
6 pcs for Reservation,12 pcs for Pagibig amortization
9.) Proof of Billing
10.) SSS and TIN no. Photocopy

For OFW:
1.) 4 pcs.1x1 ID picture White Back ground
2.) 2 valid Id's (photocopy with 3 specimen signature)
3.) Birth Certificate NSO (Principal Borrower)
4.) Marriage Contract NSO (if married)
5.) 2 valid Id's of spouse(if married,with 3 specimen signature)
6.) Special Power of atty.
7.) 2 valid ID's of SPA (Photocopy with 2 specimen signature)
8.) Job Contract ( should be Acknowledge to the nearest Pagibig Branch)
9.) Post Dated Checks for Monthly amortization(18 pcs)
6 pcs for Reservation,12 pcs for Pagibig amortization
10.) Proof of Billing
11.) SSS and TIN no. Photocopy

For Self Employeed:
1.) 4 pcs.1x1 ID picture White Back ground
2.) 2 valid Id's (photocopy with 3 specimen signature)
3.) Birth Certificate NSO (Principal Borrower)
4.) Marriage Contract NSO (if married)
5.) DTI
6.) ITR 2014
7.) 2 valid Id's of spouse(if married,with 3 specimen signature)
8.) Business Permit 2015
9.) Audited Financial Statement 2014
10.) Post Dated Checks for Monthly amortization(18 pcs)
6 pcs for Reservation,12 pcs for Pagibig amortization
11.) Proof of Billing
12.) SSS and TIN no. Photocopy
ALWAYS REFFER 2017 UPDATED PRICELIST BELOW FOR OFFICIAL PRICING!
UPDATED AS OF JANUARY 13, 2017
UPDATED AS OF JANUARY 13, 2017

    
- OPEN UNIT FOR SALE
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IMPORTANT REMINDERS: WE DON'T HAVE RENT TO OWN IN CEBU ANYMORE. FOR THE CHEAPEST CEBU READY FOR OCCUPANCY, YOU NEED TO SECURE AT LEAST PHP 400,000.00 CASH ON HAND TOGETHER WITH LOAN GUARANTEE COMING FROM BANK/PAG-IBIG IF YOU LIKE TO MOVE IN THE UNIT RIGHT AWAY.
FOR BUYER'S WHO CAN'T AFFORD YET TO BUY THE
RFO UNIT I MAY SUGGEST TO PREFER GET THE PRE-SELLING ONE, DUE TO LONG TERM EQUITY/DOWNPAYMENT THAT SURELY YOU CAN AFFORD IT. ONCE THE THIRD MACTAN BRIDGE WILL BE FINISHED BY YEAR 2022 ABSOLUTELY ALL REAL ESTATE PROPERTIES IN CEBU BECOME VERY EXPENSIVE AND THE POSSIBILITY OF NO MORE HOUSING SUBDIVISION, ONLY CONDOMINIUM MAY THE PROJECTS DURING THAT TIME.
20 YEARS OF SOLID SELLING EXPERIENCED WITH GOOD TRACK RECORD AS ONE OF THE TOP SELLER IN CEBU!
“FOR FREE COMMON SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD ( using develpoer's vehicle). FOR A PERSONAL AND EXCLUSIVE SITE TRIPPING BUT THE BUYER DON'T HAVE CAR, HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES ( to be refunded once will reserve a unit ) EXCLUSIVE SITE VIEWING.”
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I'M NOT OVERPRICING HERE FOR 19 YEARS!
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