PHILIPPINES REQUIREMENT TO PURCHASE ANY REAL ESTATE PROPERTIES:

Required Documents for Spot Cash
*Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
Required Documents for Deferred Cash (2 years to pay)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks

Required Documents for BANK Financing ( Be sure that you have no default credit cards/Stafa pending case )
Overseas Contract Workers (OFWs)
* Original Certificate of Employment and Compensation w/ Consular Seal
* Photocopy of Contract of Employment
* Photocopy of Passport (all pages with entries)
* Proof of Remittances (latest 6 months)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
Locally Employed
* Photocopy of Income Tax Return (ITR)
* Original and Notarized Certificate of Employment and Compensation (COEC)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
Self-Employed (Business)
* Photocopy of Business Registration (DTI/SEC)
* Mayor’s Permit
* ITR for the last 2 years
* Original Audited Financial Statements for the last 2 years
* Franchise/OR/CR (for taxi, jeepney, bus operators)
* PTR (For practicing professionals)
* Company Profile (if applicable)
* Picture of Business Establishment
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks
For PAG-IBIG Financing: plus 2 years membership or One time lump sum payment to avail
financing loan but without having default Pag-big loan or became a loan guarantor/co-maker.


How to qualify yourself if realy qualified to avail a mortgage / financing loan to determine your financial capacity to pay.
   * Your monthly ammortization will be multiplied by 3 in order to get the Bank/Pag-ibig required family
      monthly income.
   * If in some cases that you can not met the income requirements with your payslip alone. You can use your
      some incomes with bank estatement as supporting document for loan approval too.

Important Reminders:
If you are separated be sure to produce the spouse waiver of rights, otherwise you will be disapproved.
However if you can't produce the waiver from your spouse simply call me, maybe I can help you!

During RESERVATION PAYMENT simply bring the initial requirements as follow below:
   * Reservation Fee
   * 2 pcs. 1x1 Colored ID picture
   * Company ID / Government ID / Passport

GUIDE FOR FILIPNO BUYER'S WHO ARE PRESENTLY LEAVING IN ABROAD!
* Select a property that you really like to buy. Get the name of the project, house model, phase number, block number & lot number for
    house and lot subdivison. For condominium simply get the unit number, floor number and unit type.
* Authorize a person here in Cebu, Philippines whom you trusted most like your relatives & friends as to be your
   lawfull attorney in-fact ( SPA/Special Power of Attorney ).
   In some cases that you don't have one, I can volunter myself to be your lawfull attorney in-fact ( SPA/Special Power of Attorney )
* Regarding your reservation payment, it can be sent thru Western Union or thru Bank. Reservation must be paid in person and cash
   to the developer/owner of the project by your "authorized person". For your equity payment it can be made thru bank to bank 
   transfer of account.
* All your documents can be sent to my email except Special Power of Attorney which should be Consolarized and send it via mail
  package delivery. However if you think to come back to the Philippines within the calendar year, the consolarization of Special
  Power of Attorney is not needed anymore.
* Lastly, you should have to call me in person for a formal transaction and confirmation of your plans.
  MR. EDDIE LABISTE / 09072909834
IMPORTANT REMINDERS: WE DON'T HAVE RENT TO OWN IN CEBU ANYMORE. FOR THE CHEAPEST CEBU READY FOR OCCUPANCY, YOU NEED TO SECURE AT LEAST PHP 400,000.00 CASH ON HAND TOGETHER WITH LOAN GUARANTEE COMING FROM BANK/PAG-IBIG IF YOU LIKE TO MOVE IN THE UNIT RIGHT AWAY.
FOR BUYER'S WHO CAN'T AFFORD YET TO BUY THE
RFO UNIT I MAY SUGGEST TO PREFER GET THE PRE-SELLING ONE, DUE TO LONG TERM EQUITY/DOWNPAYMENT THAT SURELY YOU CAN AFFORD IT. ONCE THE THIRD MACTAN BRIDGE WILL BE FINISHED BY YEAR 2022 ABSOLUTELY ALL REAL ESTATE PROPERTIES IN CEBU BECOME VERY EXPENSIVE AND THE POSSIBILITY OF NO MORE HOUSING SUBDIVISION, ONLY CONDOMINIUM MAY THE PROJECTS DURING THAT TIME.
20 YEARS OF SOLID SELLING EXPERIENCED WITH GOOD TRACK RECORD AS ONE OF THE TOP SELLER IN CEBU!
“FOR FREE COMMON SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD ( using develpoer's vehicle). FOR A PERSONAL AND EXCLUSIVE SITE TRIPPING BUT THE BUYER DON'T HAVE CAR, HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES ( to be refunded once will reserve a unit ) EXCLUSIVE SITE VIEWING.”
BE AWARE OF THE PRICE HIKE IF YOU CAN'T RESERVE NOW!
I'M NOT OVERPRICING HERE FOR 19 YEARS!
FOR BEST CEBU CITY HOUSING SUBDIVISION ... KINDLY CLICK HERE
Provider For All Types Of Affordable Cebu Real Estate Properties, House and Subdivisions, Lowcost Housing and Condominiums For Sale!
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IT'S
BUYER'S
ADVANTAGE
TO BUY
PROPERTY
DURING
THIS TIME
OF
COVID-19
CRISIS.
SINCE ALL
PROPERTIES
IN CEBU
HAVE NO
PRICES
INCREASE
YET!!!

FOR
YOUR INVESTMENT
SECURITY
YOU MUST
HAVE AN
EXPERIENCED
LICENSE
BROKER/
AGENT WITH
CREDIBILTY
&
IDENTITY
BY
HAVING OF 
PERSONAL
&
LEGIT
WEBSITE
.
DON’T
REALY
TRUST &
GAMBLE
THOSE
PEOPLE RELYING ON
SOCIAL
MEDIA ONLY, SOME OF
THEM ARE
SCAMMERS
AND WILL
VANISH
AFTER
COMMITING
VIOLATION!

BUSINESS DAYS: Monday to Sunday
                   BUSINESS TIME:
8am to 5pm

For a site tripping book one day ahead!

For unit reservation payment at any time during office hour.

LIFETIME
SERVICE
WARRANTY
FOR MY
BUYERS
EXCEPT
OF MONEY
INVOLVEMENT
WE'RE
NOT
ALLOWED.

100%
G
U
A
R
A
N
T
E
E
D
OF
NO
OVER
PRICING
HERE
FOR
19
YEARS

OF
SELLING!
WE
SELL
ONLY
QUALITY
&
SECURE
PROJECTS.
ONE
BROKER/
AGENT
IS
ENOUGHT
TO
AVOID

CONFUSION.

Beware
of
opportunistic
agents
who
offered
commission
rebate
over
rivalry
in order
to close
your
deal.
They're
bad
elements
&
untrusted.
It is
prohibited
by law
and
probably
will
bring
bad luck
to
your
family.

MY
ASSURANCE
IS TO GIVE
YOU THE
BEST &
RIGHT
PROPERTY.
WE'RE
YOUR
TRUSTED
& TOP
LOCAL
WEBSITE
IN CEBU!

HIRING!!!
WE ARE
LOOKING
FOR THOSE
INETERESTED
PERSON
WHO ARE
LIKE
TO JOIN
US IN
SELLING
REAL
ESTATE
PROPERTY.
As Number One Website We Guarantee Of No Overpricing Here!
www.cebuhousing.net
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