Divine Homes Lahug Cebu City, Philippines - The affordable House and lot soon to rise a. All units are Townhouses with balcony, 4 bedrooms and 3 toilet & bath.
4 Bedrooms
3 Toilet and Bath
2 Car Garage
P 3,190,000
PAG-IBIG FINANCING SAMPLE COMPUTATION
DP% 30/70
Selling Price                     P 3,190,000.00
Estimated Equity @ 70%      2,233,000.00
Estimated Equity @ 30%         957,000.00
Less: Reservation Fee               20,000.00
Net Equity                             937,000.00
Add: Miscellaneous Fee           271,150.00
Total Cash Required             1,208,150.00

MONTHLY AMORTIZATION        106,679.17
(12) Months to PAY - 0% INTEREST
Estimated Monthly Amortization For:
     5   yrs. P 49,109.50
     10 yrs.    31,394.95
     15 yrs.    26,085.68
     20 yrs.    23,813.38
     25 yrs.    22,697.75
     30 yrs.    22,113.20
BANK FINANCING SAMPLE COMPUTATION
DP% 20/80
Selling Price                           P 3,190,000.00
Estimated Equity @ 80%            2,552,000.00
Estimates Equity @ 20%               638,000.00
Less: Reservation Fee                     20,000.00
Net Equity                                   618,000.00
Add: Miscellaneous Fee                 271,150.00
Total Cash Required                      889,150.00

Monthly Amortization
(12) Months to Pay - 0% Interest P 74,096.00

Estimated Monthly Amortization
Factor rates:
              0.020516531      5yrs    52,358.19
                 0.012398568 10 yrs    31,641.14
                 0.009847395 15 yrs    25,130.55
                 0.00867823    20 yrs    22,146.84
PAYMENT TERMS:
PAG-IBIG FINANCING
30% of EQUITTY divided 12 months
70% Balance thru Pag-ibig Financing
BANK FINANCING
20% Equity divided 12 months
80% Bank Balance thru Bank Financing
SPOT CASH
10% DISCOUNT from the Selling Price
SPOT DOWNPAYMENT
5% DISCOUNT from the Down Payment

RESERATION FEE
P 20,000.00

Devine Homes Subdivision is a house and lot package. It's a practical project for middle income familly that realy suit your needs where you live in the center of Cebu City, Philippines. This kind of Cebu Real Estate development is loanable to Bank or Pag-ibig mortgage and enjoy the lowest interest rate.

DEVINE HOMES SUBDIVISION CEBU CITY

Lahug, Cebu City

If you're interested and have ready budget to buy property now...pls. call me personally and I may help you. Canvassing earlier and buy later maybe just a waste both of our times and efforts due to the price increase later and the unit might be sold out probably.
Think your best advantage to decide now and avail the current lower price...usually Cebu real estate property will appreciates by 10% to 30% annually. If you're hesitant absolutely you might not get the right property you really like most, since there are more than 10,000 agents/brokers having with the same market. Your decision now is your best advantage!
Buyers are advised not to go alone to the site since the security guard would ask for a broker/agent companion!
REMINDERS TO ALL BUYER AND INVESTOR: Be mindful to get your own license broker/agent. Having good track records with enough experienced and matured are better advantages comparing with those inexperienced or neophytes that might lead you get bad property. I know you won't gamble your hard earning money!
NOTE:
“GUARANTEE NO OVER PRICING HERE” since all project prices were given coming from the office of the developer or seller.
I'm a Mortgage Specialist offering services for free of charge: In-house, Pag-ibig and Bank Finance Processing.

FOR INTERESTED, DECIDED AND WITH FINANCIALLY READY BUYER. PLS. CALL ME NOW, I AM ASSURING YOU TO GET THE BEST & RIGHT PROPERTY. FOR A NON-BUYER OR WITHOUT BUDGET YET JUST EMAIL ME AND NO TEXTING PLEASE!
MR. EDDIE LABISTE (168 Land Realty & Development Corporation)
Division Manager
Smart: +639072909834
Email: cebuhousing63@gmail.com (copy and paste to your email}
Facebook: eddielabiste2019
Skype: eddlab1 (Optional Used)
PRC Resolution # 93.S.2019
2021 HLURB License #CVRFO-A-12/16-0254

IMPORTANT REMINDERS: WE DON'T HAVE RENT TO OWN IN CEBU ANYMORE. FOR THE CHEAPEST CEBU READY FOR OCCUPANCY, YOU NEED TO SECURE AT LEAST PHP 400,000.00 CASH ON HAND TOGETHER WITH LOAN GUARANTEE COMING FROM BANK/PAG-IBIG IF YOU LIKE TO MOVE IN THE UNIT RIGHT AWAY.
FOR BUYER'S WHO CAN'T AFFORD YET TO BUY THE RFO UNIT I MAY SUGGEST TO PREFER GET THE PRE-SELLING ONE, DUE TO LONG TERM EQUITY/DOWNPAYMENT THAT SURELY YOU CAN AFFORD IT. ONCE THE THIRD MACTAN BRIDGE WILL BE FINISHED BY YEAR 2022 ABSOLUTELY ALL REAL ESTATE PROPERTIES IN CEBU BECOME VERY EXPENSIVE AND THE POSSIBILITY OF NO MORE HOUSING SUBDIVISION, ONLY CONDOMINIUM MAY THE PROJECTS DURING THAT TIME.

20 YEARS OF SOLID SELLING EXPERIENCED WITH GOOD TRACK RECORD AS ONE OF THE TOP SELLER IN CEBU!
“FOR FREE COMMON SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD ( using develpoer's vehicle). FOR A PERSONAL AND EXCLUSIVE SITE TRIPPING BUT THE BUYER DON'T HAVE CAR, HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES ( to be refunded once will reserve a unit ) EXCLUSIVE SITE VIEWING.”

BE AWARE OF THE PRICE HIKE IF YOU CAN'T RESERVE NOW!
I'M NOT OVERPRICING HERE FOR 19 YEARS!

FOR BEST CEBU CITY HOUSING SUBDIVISION ... KINDLY CLICK HERE

Provider For All Types Of Affordable Cebu Real Estate Properties, House and Subdivisions, Lowcost Housing and Condominiums For Sale!

TO GOD BE THE GLORY!

Disclaimer: All info, data, figure, discount & picture contained in this website are for representation or reference only. We reserve the right to correct any typographical errors.
Just enjoy your search here and hopefully found the right properties for housing, condominium, beautiful & elegant homes in Cebu, Philippines!

IT'S
BUYER'S
ADVANTAGE
TO BUY
PROPERTY
DURING
THIS TIME
OF
COVID-19
CRISIS.
SINCE ALL
PROPERTIES
IN CEBU
HAVE NO
PRICES
INCREASE
YET!!!

FOR
YOUR INVESTMENT
SECURITY
YOU MUST
HAVE AN
EXPERIENCED
LICENSE
BROKER/
AGENT WITH
CREDIBILTY
&
IDENTITY
BY
HAVING OF
PERSONAL
&
LEGIT
WEBSITE.
DON’T
REALY
TRUST &
GAMBLE
THOSE
PEOPLE RELYING ON
SOCIAL
MEDIA ONLY, SOME OF
THEM ARE
SCAMMERS
AND WILL
VANISH
AFTER
COMMITING
VIOLATION!

BUSINESS DAYS: Monday to Sunday
BUSINESS TIME:
8am to 5pm

For a site tripping book one day ahead!

For unit reservation payment at any time during office hour.

LIFETIME
SERVICE
WARRANTY
FOR MY
BUYERS
EXCEPT
OF MONEY
INVOLVEMENT
WE'RE
NOT
ALLOWED.
100%
G
U
A
R
A
N
T
E
E
D
OF
NO
OVER
PRICING
HERE
FOR
19
YEARS
OF
SELLING!
WE
SELL
ONLY
QUALITY
&
SECURE
PROJECTS.
ONE
BROKER/
AGENT
IS
ENOUGHT
TO
AVOID
CONFUSION.

Beware
of
opportunistic
agents
who
offered
commission
rebate
over
rivalry
in order
to close
your
deal.
They're
bad
elements
&
untrusted.
It is
prohibited
by law
and
probably
will
bring
bad luck
to
your
family.

MY
ASSURANCE
IS TO GIVE
YOU THE
BEST &
RIGHT
PROPERTY.
WE'RE
YOUR
TRUSTED
& TOP
LOCAL
WEBSITE
IN CEBU!

HIRING!!!
WE ARE
LOOKING
FOR THOSE
INETERESTED
PERSON
WHO ARE
LIKE
TO JOIN
US IN
SELLING
REAL
ESTATE
PROPERTY.